Hello All,
 
Yes this sure seems like the first steps toward what I predicted over 2 1/2 years ago and have been telling people about before 
they enter leasing their mineral interest or God forbid you are even worse off by being in a position where gas drilling is 
right in your backyard at maybe 200 ft and even no mineral interest pay off at all Just the total negative.
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MY STORY: 
 
In Feb of 2005 when the first of the 2 wells behind my home moved in at 610 ft from the wall of my house. My first concern was 
safety and whether my Insurance premiums could be raised just because I lived this close to a gas well. Not wanting to call my 
independent insurance broker  and risk the potential of immediately opening myself to availing him of that information. I 
decided to call the TDI  in Austin. My call like any to such an organization went through the 20 question robot answering 
system trying to direct my call. $10 minutes later and a live operator I get routed to the first of 5 or 6 pass me on. After 
nearly 45 minutes on the phone a Mr Duane  asks perplexed " Just how can I help you Mr Hogan? "  Real simple actually I said 
a little weary at this point. " Can my or any insurance provider in the State of Texas  automatically go up on my Homeowner's 
Insurance just because I live say 600 ft from a natural gas well ? "  His first reply considering he sounded like a man much 
younger than I and in far away Austin Texas was  " You must live in or near Fort Worth. "   " Well yes I said  with the chill 
of the fact that not ever one in Fort Worth knows much about this yet but obviously the TDI IS AWARE >  He explained he had 
screen a few of these calls and gave me the answer to my query. " The  answer is  No as of right now  an insurance provider 
cannot automatically raise your rate because at this time we have not established an assigned risk factor for living any 
distance from a gas well. Does that answer your question Mr Hogan. I hung up the phone with the feeling that in his 
bureaucratic jargon he had informed me  that it probably will be a reality some day. After all I remember Black Mold scare  
in Texas of the late 80's and 90's  When homeowners got letters  to ref use coverage.  for black mold or accept remediation 
coverage at various levels to almost double the premium.
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I am still convinced and have spoken of this Unintended Negative Consequence of  Urban Gas drilling. I am sure  The 
Insurance industry in Texas is just waiting to CASH IN on the Barnett BOOM too.
 
Read the bold print from the legalize in that attachment  I read  Determination of Insurability. I foresee the potential 
of extremes of requirement to get and maintain damage policy from a TDI  insurance  company to even get a mortgage loan. 
What the added cost  to your monthly payment will be? What happens if your property is determined ever to be TOO HIGH A 
RISK ?  Demand you repay the total balance of your mortgage loan to keep your home ?  Will a home that has had a  HIGH 
PRESSURE  gas pipeline laid under their property by forced Eminent Domain going to be determined  uninsurable ? Or at what 
cost to the real property owner. ?
 
FOLKS THE UGLY IS ONLY GOING TO WORSE  FINANCIALLY  for people who live in Fort Worth Texas. I wish I could see and believe 
the Chesapeake  brain washing media blitz but I see it for what it is. I have seen read all the horrors and inequities being  
forced on hard working people. Eminent Domain , taking of peoples dream life for gas drilling  
see http://www.fwweekly.com/content.asp?article=6991
WHY OUR SHORT SIGHTED POLITICIANS  do not see the pitfalls overall and stay focused on the billion  one years worth of 
budget earnings they will make over the BOOM period. Economic growth and the run away growth and development we have been 
going through over the last 15 years has always been  WAY OVER RATED IN MY OPINION . A slow down to catch up was needed way 
before  the Barnett contribution to our over use of  fresh water , their contribution to our dirty air  from thousands of 
support trucks and hundreds of diesel operated drilling rigs.
 
Citizens I am on that Fort Worth Task Force currently up against an over powering influence of industry to not restrict 
them anymore than they want to be. Believe me this is very limited. UNLESS  citizens of Fort Worth start calling their 
City Council persons and demand that they do what is best for the people of our city and our  QUALITY OF LIFE. By the 
people I mean the least of us not those of special interest who stand to make fortunes as they ruin our city and neighborhoods. 
Residents are being bombarded by media, extorting all the virtues of  the Barnett Shale. Millions of dollars are being spent 
to lull us into believing that it's ALL GOOD  and " We should Get behind the Barnett " or be deemed Un American.
 I Only Ask You Stand Up and Be Heard 
 
Gary Hogan
 
 You can e-mail me questions, comments, 
about this site at sandybrook@charter.net
 You can e-mail me questions, comments, 
about this site at sandybrook@charter.net

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